Terms of Use

Effective Date: July 2, 2026

Acceptance of These Terms

By accessing or using PointsBoarding (the “Site”), you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please do not use the Site.

What We Do

PointsBoarding publishes educational content about airline miles, hotel points, credit card rewards, and rental car loyalty programs. We help readers understand how these programs work and how to get more value from them.

Not Financial Advice

Nothing on this Site is financial, legal, or tax advice, and we are not a financial advisor, bank, or credit counselor. Content on this Site is for general informational and educational purposes only. Whether a particular credit card, loyalty program, or financial product is right for you depends on your individual circumstances, and you should do your own research and consult a qualified professional before making financial decisions.

Accuracy of Information

Card terms, point values, transfer partners, sign-up bonuses, and loyalty program rules are set by banks, airlines, and hotels, not by us, and they change frequently and often without notice. We make a good-faith effort to keep our content accurate and up to date, but we cannot guarantee that every detail on this Site reflects the current terms of any program at the time you read it. Always confirm current terms directly with the bank, airline, or hotel program before applying for a product or making a decision based on our content.

Affiliate Disclosure

PointsBoarding participates in affiliate marketing programs. Some links on this Site are affiliate links, and we may earn a commission if you click through and open an account or make a purchase, at no additional cost to you. See our Privacy Policy for more detail on how affiliate tracking works.

Editorial Independence

The possibility of earning a commission does not influence which products we choose to write about, how we rate or rank them, or what we say about them. Our content is not written, reviewed, or approved in advance by any bank, airline, hotel program, or other company we cover. The opinions expressed on this Site are our own.

Intellectual Property

All content on this Site, including articles, graphics, logos, and the PointsBoarding name and branding, is owned by PointsBoarding or its licensors and is protected by copyright and trademark law. We grant you a limited, non-exclusive, non-transferable license to view and print our content for your own personal, non-commercial use. You may share links to our content and quote brief excerpts with proper attribution, but you may not republish, copy, or distribute substantial portions of our content without our prior written permission.

Prohibited Uses

In addition to the restrictions above, you agree not to: use bots, scrapers, or other automated tools to systematically copy or extract content from this Site without our prior written permission; use our content to train, fine-tune, or otherwise develop any machine learning or artificial intelligence model without our prior written permission; interfere with or disrupt the operation of the Site; or use the Site for any unlawful purpose.

Copyright Infringement Notices

If you believe content on this Site infringes your copyright, please contact us at contact@pointsboarding.com with a description of the copyrighted work, the material you believe is infringing, and your contact information, and we will investigate and respond.

Third-Party Links

This Site contains links to third-party websites, including bank, airline, and hotel program websites. We do not control and are not responsible for the content, accuracy, or practices of any third-party site, and linking to a site does not imply our endorsement of it. Your use of any third-party site is subject to that site’s own terms and privacy policy.

Disclaimer of Warranties

This Site and its content are provided “as is” and “as available” without warranties of any kind, either express or implied, including but not limited to accuracy, completeness, or fitness for a particular purpose. We do not warrant that the Site will be uninterrupted, error-free, or secure.

Limitation of Liability

To the fullest extent permitted by law, PointsBoarding and its owners will not be liable for any indirect, incidental, or consequential damages arising from your use of this Site, including any financial decisions made based on content published here. Your use of the Site and any reliance on its content is at your own risk.

Indemnification

You agree to defend and hold PointsBoarding, its owners, and anyone working on our behalf harmless from any claims, losses, or expenses, including reasonable attorneys’ fees, arising from your violation of these Terms of Use or your misuse of the Site.

Termination

We may restrict, suspend, or terminate access to the Site for any user, at any time, for any reason, without notice. Sections of these Terms that by their nature should continue after termination, such as Intellectual Property, Disclaimer of Warranties, Limitation of Liability, and Indemnification, will survive.

Electronic Communications

By using the Site or signing up for our email list, you consent to receive communications from us electronically. You agree that any notices, disclosures, or other communications we provide to you electronically satisfy any legal requirement that such communications be in writing.

Miscellaneous

If any part of these Terms of Use is found to be unlawful or unenforceable, the rest of these Terms will remain in full effect. These Terms of Use, together with our Privacy Policy, represent the entire agreement between you and us regarding your use of the Site and supersede any prior agreements. Section headings are for convenience only and do not affect the interpretation of these Terms.

Changes to These Terms

We may update these Terms of Use from time to time. We will update the effective date at the top of this page when we do. Continued use of the Site after changes are posted means you accept the updated terms.

Contact Us

If you have any questions about these Terms of Use, you can contact us at: contact@pointsboarding.com